Ira Limits 2024 Married Filing Jointly. You can make 2024 ira contributions until the. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you're married and file.
In 2024, the income limit for married couples filing jointly has risen to $240,000, rendering individuals ineligible for roth ira contributions. Similarly, married couples filing jointly enter the partial contribution range when magi reaches $230,000 in 2024, up from $218,000 in 2023.